{"id":79,"date":"2026-05-05T07:47:04","date_gmt":"2026-05-05T07:47:04","guid":{"rendered":"http:\/\/localhost\/mei\/?page_id=79"},"modified":"2026-05-06T07:46:07","modified_gmt":"2026-05-06T07:46:07","slug":"services","status":"publish","type":"page","link":"https:\/\/paymoni.webzschema.com\/index.php\/services\/","title":{"rendered":"Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"79\" class=\"elementor elementor-79\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bddb384 e-flex e-con-boxed e-con e-parent\" data-id=\"bddb384\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb2ec60 elementor-widget elementor-widget-heading\" data-id=\"fb2ec60\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Card Authentication \u2013 3DS 2.X<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c08190 elementor-widget elementor-widget-hfe-breadcrumbs-widget\" data-id=\"7c08190\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"hfe-breadcrumbs-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"Breadcrumb\"><ul class=\"hfe-breadcrumbs hfe-breadcrumbs-show-home\"><li class=\"hfe-breadcrumbs-item hfe-breadcrumbs-first\"><span class=\"hfe-breadcrumbs-home-icon\"><\/span><a href=\"https:\/\/paymoni.webzschema.com\"><span class=\"hfe-breadcrumbs-text\">Home<\/span><\/a><\/li><\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cba4abf elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"cba4abf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In today\u2019s digital commerce landscape, security and user experience must go hand in hand. 3D Secure 2.X (3DS 2.X) is the next-generation authentication protocol designed to provide advanced fraud protection while ensuring a smooth and frictionless checkout experience.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea95737 elementor-widget elementor-widget-button\" data-id=\"ea95737\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c4f0b24 e-flex e-con-boxed e-con e-parent\" data-id=\"c4f0b24\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-babf8ce elementor-widget elementor-widget-heading\" data-id=\"babf8ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is 3DS 2.X?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54ea01b elementor-widget elementor-widget-wb-9c1u5g25\" data-id=\"54ea01b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"wb-9c1u5g25.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wkit-wb-Widget_9c1u5g25\" data-wdkitunique=\"9c1u5g25\"><div class=\"wkit-scroll-to-decrpt-main\" data-text=\"3DS 2.X is an upgraded version of the original 3D Secure authentication system used for online card payments. Developed to meet modern payment demands, it enables secure transactions by verifying the cardholder\u2019s identity in real time.\" data-scope=\"\">\n  <div class=\"wkit-encrypted\"><\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b14df2 e-flex e-con-boxed e-con e-parent\" data-id=\"7b14df2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9ac9b6f e-con-full e-flex e-con e-child\" data-id=\"9ac9b6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18f56bb elementor-widget elementor-widget-heading\" data-id=\"18f56bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefits for Businesses<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb2ccb elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6fb2ccb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Upgrade your payment security with 3DS 2.X and deliver a safer, faster checkout experience to your customers. Contact us today to integrate advanced card authentication into your payment system and stay ahead in the digital economy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b162a82 e-con-full e-flex e-con e-child\" data-id=\"b162a82\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1427720 e-con-full e-flex e-con e-child\" data-id=\"1427720\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-604a1a1 e-con-full e-flex e-con e-child\" data-id=\"604a1a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_range&quot;:&quot;viewport&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t<div class=\"elementor-element elementor-element-c8af11a e-con-full e-flex e-con e-child\" data-id=\"c8af11a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb24ee5 elementor-widget elementor-widget-heading\" data-id=\"bb24ee5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Improved Conversion<br> Rates<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b972158 elementor-widget elementor-widget-text-editor\" data-id=\"b972158\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With fewer interruptions and smarter authentication, customers enjoy a smoother checkout process. It leads to higher transaction success rates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb677fd e-con-full e-flex e-con e-child\" data-id=\"fb677fd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_range&quot;:&quot;viewport&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t<div class=\"elementor-element elementor-element-f667c20 e-con-full e-flex e-con e-child\" data-id=\"f667c20\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84ab611 elementor-widget elementor-widget-heading\" data-id=\"84ab611\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reduced Fraud and Chargebacks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5401b68 elementor-widget elementor-widget-text-editor\" data-id=\"5401b68\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Advanced risk analysis and real-time authentication significantly lower fraudulent transactions, helping businesses minimize financial losses and maintain trust.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-985485d e-con-full e-flex e-con e-child\" data-id=\"985485d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f558a6d elementor-widget elementor-widget-image\" data-id=\"f558a6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"506\" height=\"900\" src=\"https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/businessman-draws-upward-graph-paper-holding-pen-smartphone-showcasing-growth-profit-businessman-draws-upward-graph-316960733.webp\" class=\"attachment-large size-large wp-image-107\" alt=\"\" srcset=\"https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/businessman-draws-upward-graph-paper-holding-pen-smartphone-showcasing-growth-profit-businessman-draws-upward-graph-316960733.webp 506w, https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/businessman-draws-upward-graph-paper-holding-pen-smartphone-showcasing-growth-profit-businessman-draws-upward-graph-316960733-169x300.webp 169w\" sizes=\"(max-width: 506px) 100vw, 506px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae2c168 e-con-full e-flex e-con e-child\" data-id=\"ae2c168\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-738d604 e-con-full e-flex e-con e-child\" data-id=\"738d604\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_direction&quot;:&quot;negative&quot;,&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_range&quot;:&quot;viewport&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t<div class=\"elementor-element elementor-element-5ece971 e-con-full e-flex e-con e-child\" data-id=\"5ece971\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd0a9c5 elementor-widget elementor-widget-heading\" data-id=\"fd0a9c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Global <br>Compliance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d367a9 elementor-widget elementor-widget-text-editor\" data-id=\"4d367a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>3DS 2.X ensures compliance with international payment regulations, making it easier for businesses to expand globally without worrying about security standards.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51b245c e-con-full e-flex e-con e-child\" data-id=\"51b245c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_direction&quot;:&quot;negative&quot;,&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:50}},&quot;motion_fx_range&quot;:&quot;viewport&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t<div class=\"elementor-element elementor-element-5589362 e-con-full e-flex e-con e-child\" data-id=\"5589362\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0e69eb elementor-widget elementor-widget-heading\" data-id=\"c0e69eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Better Customer <br>Experience<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5f8dcf elementor-widget elementor-widget-text-editor\" data-id=\"f5f8dcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>By eliminating unnecessary authentication steps and enabling biometric verification, businesses can offer a faster, more user-friendly payment journey.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72f4f3e e-flex e-con-boxed e-con e-parent\" data-id=\"72f4f3e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-30f6c81 e-con-full e-flex e-con e-child\" data-id=\"30f6c81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c418bbc elementor-widget elementor-widget-heading\" data-id=\"c418bbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Features of 3DS 2.X<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50511eb elementor-widget elementor-widget-image\" data-id=\"50511eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/group-of-diverse-workers-in-a-meeting-in-the-offic-2026-01-08-05-05-54-utc-1024x683.webp\" class=\"attachment-large size-large wp-image-68\" alt=\"\" srcset=\"https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/group-of-diverse-workers-in-a-meeting-in-the-offic-2026-01-08-05-05-54-utc-1024x683.webp 1024w, https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/group-of-diverse-workers-in-a-meeting-in-the-offic-2026-01-08-05-05-54-utc-300x200.webp 300w, https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/group-of-diverse-workers-in-a-meeting-in-the-offic-2026-01-08-05-05-54-utc-768x512.webp 768w, https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/group-of-diverse-workers-in-a-meeting-in-the-offic-2026-01-08-05-05-54-utc-1536x1024.webp 1536w, https:\/\/paymoni.webzschema.com\/wp-content\/uploads\/2026\/05\/group-of-diverse-workers-in-a-meeting-in-the-offic-2026-01-08-05-05-54-utc-2048x1365.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-483c00e e-con-full e-flex e-con e-child\" data-id=\"483c00e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-af33deb e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"af33deb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-39822f8 e-con-full e-flex e-con e-child\" data-id=\"39822f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e1565e elementor-widget elementor-widget-heading\" data-id=\"9e1565e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Frictionless Authentication<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e778fcf elementor-widget elementor-widget-text-editor\" data-id=\"e778fcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>3DS 2.X uses risk-based analysis to determine whether authentication is required. Low-risk transactions are approved instantly without interrupting the user, reducing cart abandonment and improving conversion rates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d76c84 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"4d76c84\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e448d5d e-con-full e-flex e-con e-child\" data-id=\"e448d5d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40a3c34 elementor-widget elementor-widget-heading\" data-id=\"40a3c34\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Enhanced Data Exchange<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23e19f6 elementor-widget elementor-widget-text-editor\" data-id=\"23e19f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The system allows merchants to send over 100 data points during a transaction, enabling issuers to make better decisions. This results in more accurate fraud detection and fewer false declines.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3115156 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"3115156\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b94474f e-con-full e-flex e-con e-child\" data-id=\"b94474f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dcfd8e3 elementor-widget elementor-widget-heading\" data-id=\"dcfd8e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Mobile-Optimized Experience<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b7abad elementor-widget elementor-widget-text-editor\" data-id=\"7b7abad\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Unlike the previous version, 3DS 2.X is fully optimized for mobile and in-app payments. Customers can authenticate transactions using biometrics like fingerprint or facial recognition, improving convenience and speed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-498be42 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"498be42\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-19e9dad e-con-full e-flex e-con e-child\" data-id=\"19e9dad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d75189d elementor-widget elementor-widget-heading\" data-id=\"d75189d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Strong Customer Authentication (SCA)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db10c14 elementor-widget elementor-widget-text-editor\" data-id=\"db10c14\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;plus_gsap_animation_type&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>3DS 2.X supports regulatory requirements such as PSD2 in Europe by enabling Strong Customer Authentication using two or more factors: something the user knows, has, or is.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Card Authentication \u2013 3DS 2.X Home In today\u2019s digital commerce landscape, security and user experience must go hand in hand. 3D Secure 2.X (3DS 2.X) is the next-generation authentication protocol designed to provide advanced fraud protection while ensuring a smooth and frictionless checkout experience. Learn More What is 3DS 2.X? Benefits for Businesses Upgrade your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"class_list":["post-79","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/pages\/79","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/comments?post=79"}],"version-history":[{"count":77,"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/pages\/79\/revisions"}],"predecessor-version":[{"id":169,"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/pages\/79\/revisions\/169"}],"wp:attachment":[{"href":"https:\/\/paymoni.webzschema.com\/index.php\/wp-json\/wp\/v2\/media?parent=79"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}